First-home relief
Reduced taxes if you move your residence within eighteen months and do not own other homes bought with the same relief.
Areas served · Turin west
Accountant and CAF in Parella, Turin
For anyone looking for an accountant in Parella, the practice is on the other side of corso Francia, at via Sant'Antonino 52 in Pozzo Strada: from the Pellerina park or corso Telesio it is a few minutes on foot or one metro stop. We see clients by appointment, in the office or by video call.
01 · Where we are
Accountant in Parella, Turin: the district north of corso Francia
Parella occupies the strip of western Turin between corso Francia, corso Marche and the Pellerina park, with the Dora river closing it to the north. It is an almost entirely residential neighbourhood: apartment blocks with courtyards, a few small houses in the inner streets, schools, the park as a meeting place. Shops are concentrated along corso Francia and corso Telesio.
The practice is on the opposite side of corso Francia, inside Pozzo Strada. For anyone living in Parella the distance is a few blocks: you cross the avenue at the Massaua or Pozzo Strada stations on metro line 1 and you have arrived. Many people from the neighbourhood prefer a video call anyway, and the method is identical.
- On foot from the streets between corso Telesio and corso Francia: about ten minutes.
- By metro from Marche or Massaua: one or two stops to Pozzo Strada.
- By car for anyone coming from the Pellerina area: corso Marche or corso Lecce to corso Francia, then the inner streets.
- By appointment only: there is no walk-in desk and no queuing.
02 · Buying
Buying a home in Parella: the tax steps
Parella is one of the western neighbourhoods where young families look for their first home: prices more affordable than the centre, the park nearby, the metro within reach. Buying brings a series of tax choices that must be made before the deed of sale, because afterwards they cannot be changed.
Costs of buying
Registration tax or VAT, notary, estate agent: what you pay and what you can deduct.
Preliminary contract
Preliminary agreement and deposit: registration and tax, later recovered at the deed.
Mortgage
Interest deductible every year, with the conditions on residence and whose name is on the loan.
IMU
Exempt on your main home; the IMU (municipal property tax) is due on garages and cellars beyond the one exempt outbuilding and on second homes.
Works and furniture
Renovation and furniture bonus, in the right order.
If you buy with your partner without being married, each person's share must be decided before the deed and aligned with the mortgage: the interest deduction goes to whoever is named on both the home and the loan, for their own share.
03 · Benefits
Assegno Unico, nursery and parental leave
The streets between corso Telesio and the Pellerina are home to many families with small children and children of school age. The measures that support them almost all depend on an up-to-date ISEE (the Italian means-test indicator) and an application filed at the right time.
- Assegno Unico (the universal child allowance): the application is made once, the ISEE must be renewed every year to receive the full amount from March.
- Nursery bonus: refund of public or private nursery fees, in bands linked to the ISEE for minors.
- Parental leave and maternity: INPS (social security) allowances, periods and percentages, also for self-employed women.
- ISEE for minors when the parents are not married or do not live together: the calculation changes.
- School expenses, school meals, trips and children's sport: deductible with traceable payment.
- Dependent children: who claims them in the return, in what percentage, and what changes with the Assegno Unico.
A family's calendar
The deadlines come round every year in the same months.
- January: ISEE renewal, before enrolment in municipal services
- February: ISEE completed for the full Assegno Unico
- Spring: 730 with school, medical and sports expenses
- During the year: nursery bonus application against the fees paid
04 · The 730
Employees: the tax return and the rest
The neighbourhood is mostly home to employees, in the public and private sectors, who file the 730 (the simplified tax return for employees and pensioners) every year. The return is the visible part; around it there are work situations with a tax effect that are worth knowing about.
| Situation | Effect on the return | Bear in mind |
|---|---|---|
| Two employers in the year | Two Certificazioni Uniche (annual income statements) to add together | The second CU is often missing from the pre-filled return |
| Meal vouchers and company welfare | Exempt within the limits | The page on company welfare explains the thresholds |
| Second job with a partita IVA | Additional section, Redditi form | See employment and partita IVA (Italian VAT number) |
| End of employment | TFR (severance pay) taxed separately, NASpI (unemployment benefit) if due | The 730 without a withholding agent for the refund |
| Business trip or posting abroad | Its own rules on income | See posting and business trips |
| Cassa integrazione (furlough) | INPS top-up in the CU | A balancing adjustment is possible at year end |
The most frequent cause of a letter from the Agenzia delle Entrate (the Italian Revenue Agency) after a 730 remains a forgotten Certificazione Unica. Before closing the return we always compare the CUs with the year's employment relationships.
05 · INPS matters
For those in Parella living on a pension
Alongside the young families, the neighbourhood has a sizeable share of people who have lived here since it was built and who are now retired. For them the paperwork is different and largely depends on INPS.
- 730 with the pension as withholding agent and the adjustment on the monthly instalments.
- RED form and declarations of responsibility requested by INPS, whose omission reduces the benefit.
- Civil disability, attendance allowance and Law 104 for anyone caring for a relative.
- Carer at home: hiring, contributions and deduction in the return.
- Social and health care ISEE for home care and residential care fees.
- Retirement requirements for those close to leaving work.
Frequently asked
The questions that keep coming up
I bought a home in Parella with a mortgage. What can I deduct in the 730?
The mortgage interest, within the annual limit, provided the home became your main residence within a year of the purchase and you are named on both the mortgage and the property.
Some ancillary charges in the year the loan was taken out are also deductible, such as the notary's fees for the mortgage and the substitute tax. Estate agency fees have a limit of their own.
My son goes to nursery. How does the bonus work?
The nursery bonus refunds the fees paid, month by month, up to an annual amount linked to the ISEE for minors. The application is made to INPS, as a rule by the parent who bears the expense, attaching the receipts.
Fees refunded by the bonus cannot also be deducted in the 730: you choose the more advantageous route, and it is usually the bonus.
Is the office close by? I live near the Pellerina.
Yes. Via Sant'Antonino is in Pozzo Strada, just south of corso Francia. From the park area it is a few minutes by bike or car, or one metro stop from Marche or Massaua to Pozzo Strada.
For the 730 and the ISEE with documents already in digital form, a video call remains the quickest option, and it changes nothing in the result.
My retired parents have received a RED request from INPS. What do they have to do?
File the form within the deadline, declaring the income that INPS does not already know about. If they do not, the benefit can be suspended or reduced.
The practice completes and transmits the RED as a CAF (authorised tax assistance centre). We need the income documents for the year indicated and, if there are any, those of the spouse.
Let's talk
A new home brings five years of paperwork with it
From the preliminary contract to the first IMU, from the mortgage to the tax credits for works: we tell you in order what to do and what to keep, so that every tax return recovers what you are entitled to.