Documents only once
The checklist arrives before the appointment and is built on your situation. Asking for documents in dribs and drabs makes things take longer and pieces get lost.
Esperto Contabile · Turin
About us: Babici Simone and DETAX Studio Contabile
Babici Simone, an Esperto Contabile registered with the Albo (the official professional register), a CAF data collection centre, an office in Turin. And a way of working that always starts from the same question: what is actually needed, in this specific situation?
01 · Profile
A practice built on two jobs that usually stay separate
On one side, local tax assistance, the kind a CAF (authorised tax assistance centre) provides. On the other, ongoing professional work for VAT number holders and companies. In day-to-day practice the two meet all the time.
Most people visit a CAF once a year, for their tax return or their ISEE (the household financial status indicator), and see an accountant only when they start a business. In the common view these are two worlds that do not talk to each other, but in reality they describe the same person at two different moments of their life.
The woman who comes in for her 730 (the simplified tax return for employees and pensioners) has a flat she lets out, an elderly parent with a carer she employs and perhaps, in two years' time, an inheritance to deal with. The young man opening a partita IVA (Italian VAT number) as a freelancer still has a part-time contract, dependent parents and a university ISEE to renew for his sister. Treating these situations as unconnected files, handled by different people who never talk to each other, leads to mistakes, lost deductions and wasted time.
DETAX Studio Contabile starts from the opposite idea: one position, one point of contact, one archive. Anyone who comes in for a small obligation finds the same person when something more complex is needed, and business owners do not have to go elsewhere for their family's paperwork.
In brief
Babici Simone
- Esperto Contabile, Ordine dei Dottori Commercialisti e degli Esperti Contabili di Torino (the Turin professional body of chartered accountants and accountants), Sezione B, n. 94
- Head of a Centro Raccolta Dati (data collection centre) of CAF CGN
- Authorised to submit tax returns online
- Office in Turin, working across the whole metropolitan area
- Mandatory continuing education and professional indemnity insurance
02 · Registration with the Albo
What being an Esperto Contabile, Section B, means
It is the question that comes up most often, and it deserves a precise answer rather than a reassuring formula.
Legislative Decree no. 139 of 28 June 2005 (D.Lgs. 139/2005) merged the two previous registers (Dottori Commercialisti and Ragionieri) into a single Albo dei Dottori Commercialisti e degli Esperti Contabili, divided into two sections. Dottori Commercialisti are registered in Section A, Esperti Contabili in Section B.
Both sections are made up of professionals who have passed a state examination, are registered with a local Ordine (professional body), and are bound by the same code of professional conduct, the same duty of continuing professional education and the same requirement to hold professional liability insurance. It is not a lesser qualification or an intermediate title: it is a different section of the same professional register.
The competences of Section B are set out in Article 1 of the decree and include keeping and preparing accounting records, preparing annual financial statements, accounting entries and processing, the examination and assessment of accounting records, assistance and representation before the offices of the tax administration within the assigned competences, the preparation of tax returns and advisory work on accounting and tax matters.
In plain terms, for anyone choosing a professional: for bookkeeping, financial statements, tax returns, ordinary tax advice and dealings with the Agenzia delle Entrate (the Italian Revenue Agency), the competences are the same as those of Section A. This covers practically everything a private individual, a VAT number holder, a sole proprietorship and most small companies need.
Some specific engagements remain reserved to Section A, particularly in court proceedings and insolvency procedures, as well as functions that require registration in the Registro dei revisori legali (register of statutory auditors). These fall outside the practice's ordinary work and, when they arise, are handled together with qualified colleagues.
The registration number (Sezione B, n. 94, Ordine dei Dottori Commercialisti e degli Esperti Contabili di Torino) can be checked publicly on the register kept by the local Ordine. It is information any serious professional makes available: it is there for the client to check, not for the professional to show off.
03 · The CAF role
CAF CGN data collection centre: how it really works
It is the least known and most misunderstood part. It is worth explaining, because it determines who is responsible for what.
A Centro di Assistenza Fiscale (CAF) is a body authorised by the Agenzia delle Entrate to provide tax assistance to taxpayers. It is the CAF that checks that the data declared matches the documents shown, affixes the visto di conformità (the compliance check on the return) and submits the return. It is the CAF that is liable for errors made in that check.
The Centro Raccolta Dati (data collection centre) is the local office, authorised by the CAF, that deals directly with the taxpayer: it receives, checks and organises the documents, prepares the file and sends it to the CAF for the final check and submission. It is the point where the service becomes a person you talk to.
The practice operates as a Centro Raccolta Dati of CAF CGN. This means that tax assistance files (730, ISEE and DSU, income forms for INPS, the national social security institute, benefit applications) enter the CAF's official channel with all the safeguards provided for, while the conversation, the collection of documents and the explanation of the figures stay at the office in Turin.
One detail that matters: the CAF's responsibility covers the match between what is declared and the documents handed in. The completeness of those documents remains the taxpayer's responsibility. That is why the initial checklist is not a bureaucratic step but the most important part of the meeting.
Who does what
| Task | Who |
|---|---|
| Handing in the complete documents | Taxpayer |
| Collection, checking and processing | Centro Raccolta Dati |
| Compliance check and visto | CAF |
| Online submission | CAF |
| Keeping the receipts | Practice and taxpayer |
Professional work that does not go through the CAF (VAT numbers, companies, complex inheritances, advice) is carried out directly by the practice in its capacity as Esperto Contabile, under a professional mandate.
04 · Transparency
What the practice does, and what it does not do
The second list is more useful than the first: it saves time for anyone looking for something they would not find here.
What it handles
- CAF tax assistance: 730, Redditi PF (the full personal income tax return), ISEE and DSU, INPS forms, benefit applications
- Opening, managing and closing VAT numbers, with an annual check of the tax regime
- Simplified and ordinary accounting for sole proprietorships and companies
- Annual financial statements, notes and filing with the Registro Imprese (Companies Register)
- Tax returns for individuals, partnerships and corporations
- IMU (the municipal property tax), rental contracts, cedolare secca (flat tax on rental income), domestic work
- Declarations of succession and land registry transfers
- Assistance with tax letters, avvisi bonari (tax notices), voluntary corrections and instalment plans
- Financial statement analysis, budgets, business plans and documents for banks
What it does not handle
- Payroll and employment contracts: the remit of the Consulente del Lavoro (payroll and employment consultant), with whom the practice coordinates
- Notarial deeds: incorporations, share transfers and successions requiring a deed go through a notary
- Complex tax litigation and court appointments reserved to Section A
- Insolvency procedures and appointments as receiver
- Statutory audit of accounts as a registered auditor
- Patronato services (welfare advice bureau work): pensions, career reconstructions, workplace injuries
- Financial or investment advice: the practice deals with the tax effects, not with the choice of products
In all these cases the practice points you to the relevant professional or body and, where needed, remains the point of reference for coordinating the accounting and tax side.
05 · Method
How we work, in practice
It is not a philosophy: these are four working habits that decide how a file turns out.
Deadlines in advance
The reminder comes weeks ahead, not the day before. A deadline announced late is a deadline nobody is watching.
Figures explained
Before anything is submitted, you are told what it contains and why. Signing without understanding is the most common way to discover a mistake too late.
Limits stated upfront
If something cannot be done, or is not worth doing, you are told at the start. That applies even when the honest answer is "this is not the time to open a VAT number".
Workload is a fact, not a detail
A practice that takes on more work than it can follow produces delays, generic answers and deadlines met at the last minute. That is why the number of clients followed stays in line with the time actually available.
In practice this means that in peak periods (the tax return season between May and September, the year-end closings between March and May) response times can stretch by a few days, and you are told this in advance rather than finding out for yourself. It also means that if, at a given moment, there is not enough capacity to follow a new engagement properly, it is more correct to say so than to accept it anyway.
Tools
The practice uses professional management software for accounting and tax returns, compliant digital storage of tax documents and secure channels for exchanging confidential documents.
Where the company already uses management software, we work with it rather than imposing a change of tool. Where there is none, we set up a shared cloud solution, so the business owner can see up-to-date accounts without having to ask for them.
06 · Engagement and fees
How the engagement is formalised
No surprises at the end of the job: it is a working condition, not a sales promise.
The first contact is an introductory one with no commitment: it is for understanding what you need and whether the practice is the right place for it. If during the meeting we go into the substance with analysis, calculations or opinions, that is already professional work and you are told so beforehand, not afterwards.
Before any work starts you receive a written quote stating the subject of the engagement, what is included, what is excluded, the expected timing and the fee. It is a legal obligation for professionals, and also the simplest way to avoid misunderstandings.
The engagement is then formalised with a written professional mandate, which also covers the obligations on anti-money laundering and the processing of personal data.
For ongoing positions (VAT number holders, sole proprietorships, companies) we work with a periodic fee covering the year's recurring obligations. Extraordinary work (transactions involving shares, business plans, assistance during tax audits, reconstruction of accounts for past years) is quoted separately, always before it is carried out.
No price list is published because it would be misleading: two VAT number holders with the same turnover can require very different amounts of work, and a price given out of context ends up being wrong in both directions.
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Introductory contact
No commitment and no cost. Together we work out what it is about and whether it makes sense to go ahead.
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Written quote
Scope, timing, fee, exclusions. Delivered before any work starts.
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Professional mandate
Signing of the engagement, anti-money laundering checks, privacy notice and activation of the delegations.
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Start and calendar
Document checklist and a personal calendar of upcoming deadlines.
07 · Confidentiality
Your data, handled properly
An accounting professional sees the most private side of a person's life: how much they earn, what debts they have, what medical expenses they pay, how their family is made up. Professional secrecy is not a formality, it is the very condition of the work.
Data is processed solely to carry out the engagement and to meet the related legal obligations, kept with adequate security measures and for the periods set by tax and anti-money laundering rules. It is not passed on to third parties for commercial purposes, in any form.
For exchanging confidential documents the practice tells you which channel to use: ordinary email is fine for correspondence, less so for identity documents and medical certificates.
Obligations the practice complies with
- Professional secrecy under the code of conduct of the Ordine dei Dottori Commercialisti e degli Esperti Contabili
- EU Regulation 2016/679 (GDPR) on the processing of personal data
- Customer due diligence under anti-money laundering rules
- Compliant digital storage of tax documents
- Mandatory continuing professional education for members of the Albo
- Insurance cover for professional civil liability
08 · Local area
A Turin practice, for Turin
The office is in the city and most clients come from Turin's neighbourhoods and the towns of the first ring around it.
Being a local practice is not an affectation: it means knowing the IMU rates set by the City of Turin, the Piedmont Region calls for funding that require an ISEE certificate, the rules of the local agreements for agreed-rent (canone concordato) contracts, and how long the offices you deal with every day take.
It also means being able to offer a face-to-face appointment when it is really needed (signing a mandate, identification for a CAF procedure, discussing financial statements) without it turning into an expedition.
For everything else distance does not matter: digital documents, electronic signatures, video calls. Several of the practice's clients come to the office no more than once a year, and it works.
Turin
City centreCrocettaSan SalvarioVanchiglia
Santa RitaCenisiaParellaLingotto
MirafioriAuroraBarriera di MilanoSan Donato
Metropolitan City
MoncalieriRivoliCollegnoNichelino
GrugliascoSettimo TorineseChieriVenaria Reale
Frequently asked
The questions that keep coming up about the practice
What is the difference between an Esperto Contabile and a Dottore Commercialista?
They are two sections of the same professional register, with the same state examination, the same code of conduct, the same mandatory training and the same insurance. For bookkeeping, financial statements, tax returns, ordinary tax advice and dealings with the Agenzia delle Entrate the competences are the same.
Section A keeps certain court appointments, insolvency procedures and statutory audit, which fall outside this practice's ordinary work and, when needed, are handled with qualified colleagues. The page on Esperto Contabile or Commercialista goes into more detail.
What does CAF CGN do and what does the practice do?
The CAF is authorised by the Agenzia delle Entrate to check the return against the documents, affix the visto and submit it, and it is liable for errors in that check. The practice is its data collection centre in Turin: it collects and checks documents, prepares the file, explains the figures.
It covers the 730, ISEE, INPS forms and benefit applications (see services for individuals and families). Professional work (VAT numbers, companies, successions, advice) does not go through the CAF: the practice handles it directly under a professional mandate.
How do I book an appointment?
By phone, on WhatsApp or through the form on the contact page. The practice sees people by appointment only, so each meeting gets the time it needs. The first contact is an introductory one, with no cost and no commitment.
Before the meeting you receive a document checklist built on your situation: bringing everything the first time saves a second trip. If you have a deadline coming up, it is better to call than to write.
Can we work remotely?
Yes, for almost everything: digital document exchange, electronic signatures, video calls. Several clients come to the office once a year or less. Being there in person is needed only at a few precise moments, such as signing the mandate, identification for a CAF procedure or discussing financial statements.
For confidential documents the practice tells you which channel to use: ordinary email is fine for correspondence, less so for identity documents and medical certificates.
How are my documents and my data handled?
Solely to carry out the engagement and to meet the related legal obligations, under the professional secrecy required by the code of conduct and the rules of the EU data protection regulation. They are not passed on to third parties for commercial purposes, in any form.
Tax documents are kept in compliant digital storage for the periods set by tax and anti-money laundering rules. The submission receipts stay with the practice and with you. The full privacy notice describes every detail.
The first step
If you have read this far, we might as well talk
An introductory contact costs nothing and helps you see whether the practice is the right place for your situation. If it is not, I will tell you and point you to where to look.